Guides

Guides tagged forgiveness

3 guides on this topic, newest first. Each one is a full guide in its own right.

Start here Forgiveness 7 August 2026 5 min read

Does RAP count toward PSLF? Yes, but one plan does not

RAP qualifies for Public Service Loan Forgiveness. The Tiered Standard Plan does not, and choosing it stops your clock. How to avoid the mistake.

Start here Repayment plans 7 August 2026 8 min read

Repayment Assistance Plan (RAP) explained

How RAP calculates your student loan payment, what it forgives after 30 years, and which borrowers end up worse off under it than the plan they left.

Forgiveness 7 August 2026 4 min read

Student loan forgiveness tax bomb explained

A balance canceled at the end of an income-driven plan is generally taxable that year. How large the bill gets, who escapes it, and what to set aside.