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Forgiveness

PSLF, income-driven cancellation and the tax that can follow.

Start here Forgiveness 7 August 2026 5 min read

Does RAP count toward PSLF? Yes, but one plan does not

RAP qualifies for Public Service Loan Forgiveness. The Tiered Standard Plan does not, and choosing it stops your clock. How to avoid the mistake.
Forgiveness 7 August 2026 4 min read

Student loan forgiveness tax bomb explained

A balance canceled at the end of an income-driven plan is generally taxable that year. How large the bill gets, who escapes it, and what to set aside.