Guides
Guides tagged 2026 rules
3 guides on this topic, newest first. Each one is a full guide in its own right.
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Forgiveness
7 August 2026
5 min read
Does RAP count toward PSLF? Yes, but one plan does not
RAP qualifies for Public Service Loan Forgiveness. The Tiered Standard Plan does not, and choosing it stops your clock. How to avoid the mistake.
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Repayment plans
7 August 2026
8 min read
Repayment Assistance Plan (RAP) explained
How RAP calculates your student loan payment, what it forgives after 30 years, and which borrowers end up worse off under it than the plan they left.
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Rule changes
7 August 2026
5 min read
SAVE plan ended: what to do next
Seven million borrowers are moving off SAVE, each with a 90-day deadline. A step-by-step guide to choosing before your servicer chooses for you.